Take Back Your Finances

Informações:

Sinopsis

This quirky couple discusses debt, money, and personal finance from both perspectives of a husband and wife in a unique and innovative way. This is not just a get out of debt podcast, but rather will cover all areas of your financial lives, whether getting out of debt, saving for college, investing for retirement and more!

Episodios

  • TTC 014 Virtual Assistant Side Hustle

    03/02/2020 Duración: 21min

    This week we continue on our venture exploring side hustles. This one can be a great fit for many as there are so many ways to make becoming a Virtual Assistant (VA) work for you. Today we interview someone that today makes a six-figure income in being a VA. We start off with a lot of fun with the normal banter between Cassie and Alex – you’ve just got to listen in to join the fun! PLUS, Alex (our guest – not your lovable host) was expecting during the recording of our podcast, not knowing whether at any moment she would need to be rushed to the hospital to have her baby. The next morning she had her beautiful baby girl. Coming on our show helps get the delivery going and in this case just a few short hours after recording. We don’t expect that record to be beat any time soon.

  • TTC 013 Did You Know You Could Make Money Using One of These 16 Ways With Amazon

    20/01/2020 Duración: 21min

    We shared a post a while ago that shares the 16 ways you can earn money through Amazon. These side hustles are perfect whether you have just a few hours a week or more to invest in yourself. Today we give a quick summary of all sixteen and share some examples for each. Please make sure to comment on our site on which of the following you would love for us to focus on in a future episode! A lot of times people think that we, as The Thrifty Couple, just have an easy time working side hustles. It’s true we have a lot of experience making money on the side (racking up six figures of income just from the tips we share in this article over our years of side hustlin’) but we also have a lot of friends that don’t work side hustles all the time that have made thousands – and some even seven figures – as they have made these work for them! In sum, yes – everyone can do something (and more). In the words of Nike, “Just Do It!” Be a customer service representative – Get your feet wet as this doesn’t require a lot of ex

  • TTC 012 The Perfect Combination: Earning and Losing at the Same Time

    13/01/2020 Duración: 23min

    We loved this episode so much that we recorded it twice! Well, more honestly, we didn't record it the first time but did the second. Thankfully Lynda, our featured guest, was a great sport, rolled with the punches, and recorded a beautiful second episode. Thank you!! But we are so excited for our FIRST! Yes, this is our first interview on our podcast. And what a fun and transformative interview - finding out how she was able to take something many of us struggle with and find a way to earn money in a fun and competitive way. What is it?! Lynda initially lost over 70 lb (can you believe it?!) using Healthy Wage - a website that allows you to bet on yourself to lose a goal weight in a specified amount of time. And if you are successful like she was - you can earn a lot of money! Yes, this is a side hustle as there is so much money that can be made. Lynda dives into the details on how easy and simple this wonderful plan is: There are media giants that give validity to this program - We were won

  • TTC 011 It’s Been Two Years – What Happened?

    06/01/2020 Duración: 20min

    We can’t believe it’s been two years since we recorded and released our last episode! They say time flies when you’re having fun, and we’re here to tell you that time really does fly no matter if you’re having fun – or not. We have experienced a lot of highs and lows but wanted to take the time to fill you in on both where we have been in addition to where we are headed with this podcast in upcoming episodes. But as Cassie says this is all part of the journey of becoming financially free and learning lessons along the way. But we are BACK and are so excited to be in the recording studio again!

  • TTC 010 8 Ways to Set Yourself Up For Automatic Financial Success

    15/01/2018 Duración: 43min

    If you've ever heard about David Bach's book, The Automatic Millionaire: A Powerful One-Step Plan to Live and Finish Rich, then you know how simple, small, yet effective tricks you implement today in investing can transform your life years later!  We love his book and loved meeting him just a few months ago.  We were inspired by that and apply it to even more areas in your finances to encourage you set up those simple and effective tips for automatic financial success later! You will love these ideas as many of them will make your life more simple and even relieve some of your financial stress (aka, the rest of your life stress as well).  Seriously. We cover tips and ideas in the following areas: Automate Your Bills - We share a few cautions along the way Automate Savings With Your Taxes - We know this is controversial but address it head on Automate Your Retirement - Hide your money from yourself and get started today Automate Your Mortgage - This one simple tip can take 4-6 years off your repayment sc

  • TTC 009 We Interviewed Dave Ramsey's Daughter Rachel Cruze and Here's What She Had to Say

    02/01/2018 Duración: 34min

    This week you are in for a special treat.  As we share in this week's episode, Cassie had a terrible case of laryngitis the morning we were attempting to record it.  As such, we throw back to an informative and fun interview with none other than Dave Ramsey's daughter, Rachel Cruze!  She digs into the tips and habits she shares in her then new book, Love Your Life, Not Theirs.  We really do love how she addresses the issues we likely all struggle with in the "comparison struggle", or rather that struggle when reviewing social media and wishing we had the lives of those going on trips, buying those new vehicles, or whatever else their friends share.  How often do we see their struggles on social media?  How often do we share our own?  This comparison battle is real and is one that needs to be beaten.  Rachel shares in this book those habits needed to do just that! I mention that we "throw back" because we recorded this over a year ago when we only dreamed of the day we would have a podcast.  Timely enough, t

  • TTC 008 5 Proven Ways to Get Your Spouse on Board to Pay Off Debt

    26/12/2017 Duración: 36min

    This next topic covers one of the most asked questions we receive from our readers.  The question goes something like this: "I really want to pay off our debt but I'm having issues getting my spouse on board.  Do you have any ideas?" This is such an important topic because not having a spouse on board will thwart your efforts.  If you've ever tried to pay off debt without the support of your spouse then you know exactly what we are talking about. In this episode we learn the time-proven tips and techniques to help get your spouse on board with paying off your debt.  Each of these are geared towards making that discussion a little less painful while giving you both the tools needed to start your journey united.  Throughout this episode we share some of our back story as well to show you that we both share from our positive experiences and even those failures in our past as well.  Our goal is to share those struggles to prevent you from needing to learn from the school of hard knocks. Finally don't miss our

  • TTC 007 6 Ways One Mom Earned an Extra $3500 of Extra Income Per Month

    18/12/2017 Duración: 48min

    We have received so many emails and questions asking for more ideas on how to generate extra income from home.  One such listener wanted to know specifically how she could earn money as a stay-at-home mom and help supplement her family's income.  To answer her question (and many of yours!) we interview one such mom that has done exactly that and brought in over $3,500 per month for her family. She shares her back story and then start working through the steps she uses to bring in the income.  The show details the exact tools she uses.  Plus the show notes for this week will give you the full list of tools with little (and big) bonuses just for signing up through those links! We promise there are ideas for every personality type and every level of expertise.  Each of us is a work in progress and we all have so much we can offer with our talents, skills and expertise we have developed over the years. Finally we share a fun tool we have come to love as part of our 2% Tip this week.  Our kids have joined in on

  • TTC 006 Everything You Need to Know About Your Emergency Fund

    11/12/2017 Duración: 38min

    We all know there's a prominent author that gives a "one-size fits all" answer when it comes to the emergency fund.  We dare to differ with him!  Families are in all different financial situations, amounts of income, with differing levels of emergencies.  Telling a family that makes over $100K each year they need $1,000 is one thing.  Telling that to a family that makes $35K each year is something totally different.  We don't want you to feel defeated out the gate.  Thus, we have a different plan. We share our time-proven strategy for selecting the right emergency fund for your family then walk you through it step-by-step to help you determine the right amount.  It's so simple and easy! Then we break down everything you need to know about the fund.  Where do you store it?  What qualifies as an emergency to use it?  How long should it take to build up your fund?  We even break down ideas to help your family come up with the funds fast. We hope you love our discussion as we walk through this potentially bori

  • TTC 005 8 Critical Financial Moves to Make Before the End of the Year

    04/12/2017 Duración: 40min

    Sometimes timing really is everything.  That's no less true for the content we share in this episode with the end of the year just a few weeks away.  We walk through some deadlines you really need to consider and tips on how to maximize your time before they pass.  In fact, you just might wind up saving a lot more money.  Who wouldn't want that?! Are you listening to this episode with many months left instead of weeks?  What a perfect time to prepare your family's finances and understand what you can to make the most of this information. In this week's 2% Tip we address a simple upgrade you can make in your home for less than $50 to save up to 10% off your utilities.  Now THAT is a great Return on Investment! Finally, don't miss the show notes for this week as we share the tips step by step and provide the resources you need to succeed.

  • TTC 004 Crazy Ideas to Rock Christmas While Staying Out of Debt

    27/11/2017 Duración: 47min

    It's time to talk about one of our favorite subjects: Christmas!  And whether you're listening to this episode a few weeks from Christmas or with many months to go, this episode is for you.  We hit it all from decorations to saving tons on presents with everything in between.  We promise you won't want to miss this week's 2% Tip where Cassie breaks down the exact steps she uses today to get the ROCK BOTTOM prices on anything.  Alex sums it up well when he quips, "This section is pure gold!" We know that none of the tips above will work if you're short on cash.  We share 12 different ideas to help you come up with the money fast and even share a resource to help you make $1,000 quickly for Christmas! Each step of the way we break down both those short-term wins and the long-term strategies to get you setup for many Christmases to come. We encourage you to listen along and see how much fun you can have attacking all the money issues for Christmas!  Finally, don't you worry as we have all the info in this we

  • TTC 003 Follow-Up on Why People Get in Debt with Special Medical Debt Focus

    21/11/2017 Duración: 42min

    As we continue working through a number of the top reasons why people get in debt, we focus on another six reasons including the extremely popular reason - medical debt.  Don't forget that as paying down debt is already an uphill battle, it's important to understand the reasons why people get in debt in the first place.  Filled throughout this episode are a number of vulnerable moments in our own history of debt with many tips along the way.  We love to address these hard-hitting topics in a light-hearted manner while still addressing heart of the issue.  As just mentioned we dive a bit deeper into medical debt as part of our 2% tip and share actionable steps you can take to decrease that balance.  Finally we share a very personal tidbit of why we chose the specific selfie for our thumbnail; the painful memories in that exact spot still bring back horrible memories today.

  • TTC 002 Why People Get in Debt Part 1

    20/11/2017 Duración: 33min

    An intriguing look at the habits and motivations behind why people get into debt.  The list was shaved down to a mere top 33 reasons, making you realize this subject is not a joke.  Alex and Cassie attack this subject head-on while keeping the tone light-hearted and share tips with actionable steps to address a number of these reasons head-on. Because paying down debt is already an uphill battle, it's important to understand the reasons why people get in debt in the first place.  This episode will help families understand some of the reasons that caused them to build that much debt, know what temptations they need to overcome, and then know how to prevent themselves from going back into debt again after finally paying off their debt!

  • TTC 001 Let's Start at the Beginning

    13/11/2017 Duración: 34min

    Alex and Cassie are now known as The Thrifty Couple but readily admit they haven't always been.  In fact, they start off sharing their scary deep dive into debt - finding themselves in over $108K of consumer debt. They share their story because they want to share that they understand the emotional side of debt, knowing what it's like to not see a light at the end of the tunnel.  But they found a way out - paying off all the full amount in just seven years.  Even better, they paid off over $90K of that debt in a short time after they discovered an innovative way to pay off their debt using a gradual debt-payoff strategy that they share in their new book The 2% Rule to Get Debt Free Fast: An Innovate to Pay Off Your Loans for Good. All of this is to serve the purpose of sharing hope and encouragement to other families that understand that side of debt.  And don't worry, if you're not that deep in debt but are still looking for a unique method to pay off your debt other than those crash diet approaches then yo