Martini Mortgage Podcast

Kevin Martini is the host of the Martini Mortgage Podcast and on Episode 083 shares the #KevinMartiniLive ‘Skip the Coffee’ concept.  Skip the Coffee is a concept that Kevin Martini developed based on the premise that one should look at small purchases the same way they look at large purchases. “If one took a serious look at the small things they spent money and said no to that latte and allocated those monies towards their home loan principal, they could make a huge difference in getting your mortgage paid off faster”. - Kevin Martini Carving out of you daily budget just $5.00 a day (e.g. $150) a month could save years off your mortgage.. WHAT IF… you could just add $5.00 dollars a day to your principal. Would it matter? Listen and find out. If you or someone you know has questions about the Kevin Martini Skip the Coffee concept or questions about the Raleigh mortgage rate environment or questions about the unique mortgage products the Martini Mortgage Group at Benchmark Mortgage offers, just reach out to us

The VA Home Loan helps Servicemembers, Veterans and eligible surviving spouses become homeowners.  The VA Home Loan is not a ‘one-time’ benefit — this home loan solution can be used more than once and in certain circumstances one could have 2 VA Home Loans at the same time. This is the best home loan options available, as it should be…effective January 1, 2020 the VA Home Loan is even getting better via the Blue Water Navy Vietnam Veterans Act of 2019.  Raleigh Mortgage Lender, Kevin Martini hosts episode of 82 of the Martini Mortgage Podcast which is about the what you need to know about the Blue Water Navy Vietnam Veterans Act of 2019. Kevin Martini | NMLS ID 143962 | Senior Mortgage Strategist & Branch Manager | Martini Mortgage Group at Benchmark Mortgage | Ark-La-Tex Financial Services, LLC NMLS ID 2143 | 223 S West Street, Suite 900 Raleigh, NC 27603 | (919) 238-4934 | www.KevinMartini.com | Kevin@KevinMartini.com | Equal Housing Opportunity

The FHA Home Loan is one of the most misunderstood mortgage program not just with home buyers but also by many real estate professionals so in turn, it become confusing to home sellers too.  The host of the Martini Mortgage Podcast and the Senior Mortgage Strategist of the Martini Mortgage Group is Kevin Martini … this episode is about the FHA Home Loan solution…the credit score needed may surprise you but do not be tricked, the FHA Home Loan  is not just for one that has a bump of bruise on their credit — many people with flawless credit select this solution too since there are many features of the FHA Home Loan that are not offered by other mortgage products. Kevin Martini | NMLS ID 143962 | Senior Mortgage Strategist & Branch Manager | Martini Mortgage Group at Benchmark Mortgage | Ark-La-Tex Financial Services, LLC NMLS ID 2143 | 223 S West Street, Suite 900 Raleigh, NC 27603 | (919) 238-4934 | www.KevinMartini.com | Kevin@KevinMartini.com | Equal Housing Opportunity

The housing boom is just beginning in Raleigh, North Carolina and the housing boom is not exclusive to the Triangle of North Carolina, it is happening all over North Carolina and the U.S. too!  It is the opinion of many experts, the most important driver of home prices is supply and demand. Right now supply has some challenges and there is a ton of demand and that demand is not based on speculation…it is based on need because of the current age of the populations. Trusted Raleigh mortgage lender Kevin Martini hosts episode 80 of the Martini Mortgage Podcast which is called: The Housing Boom is just Beginning right NOW! If you are thinking of buying a home or selling a house there are many things to consider and to help with the discovery of those items to consider check out the Martini Buyer Guide called: Things to Consider when Buying a Home  - it simply and effectively communicates what you need to know. Kevin Martini | NMLS ID 143962 | Senior Mortgage Strategist & Branch Manager | Martini Mortgage Grou

Congratulations! You have started the home buying process and have your mortgage approval or you’ve found a home to buy and have applied for a mortgage! It is exciting and undoubtedly your excited about the opportunity to decorate your new home, but before you make any large purchases, move your money around, or make any big-time life changes, consult with your mortgage strategist because there are things that you could do that WILL impact your approval. Episode 79 of the Martini Mortgage Podcast with Raleigh mortgage lender Kevin Martini highlights the things to avoid after applying for a mortgage…it is called: 7 things to avoid after applying for a mortgage Kevin Martini | NMLS ID 143962 | Senior Mortgage Strategist & Branch Manager | Martini Mortgage Group at Benchmark Mortgage | Ark-La-Tex Financial Services, LLC NMLS ID 2143 | 223 S West Street, Suite 900 Raleigh, NC 27603 | (919) 238-4934 | www.KevinMartini.com | Kevin@KevinMartini.com | Equal Housing Opportunity 

We all know what a mortgage is however do you truly understand how the current rate environment can amplify your buying power? Amplified buying power for a home is the story that not many folks are not talking about and it should be top of mind if you are thinking of buying, selling or refinancing real estate.   This episode of the Martini Mortgage Podcast with Raleigh mortgage lender Kevin Martini is called: Mortgage and Home Loan Rates

It is not your credit score…it is about your credit scores because you have more than one and your credit scores are unique based on what type of industry is previewing your credit.  Yes, your credit score depends on payment history, credit usage, credit age, credit mix and credit inquiries however it also depends who is pulling your credit and which repository they are pulling it from. This episode of the Martini Mortgage Podcast with Raleigh mortgage lender Kevin Martini is about credit & the thing you should know.

It really does not matter if you are buying a home for the very first time or you are purchasing a home for the fifth time, buying a home is a process, it is not an event. There are 4 very unnecessary first-time homebuyer mistakes that are are made and they are the subject of this episode of the Martini Mortgage Podcast.  Oh by the way, these unnecessary mistakes are not just limited to first-time homebuyers. As an added resource be sure to check the Martini Buyer Guide called: ‘Things to Consider when Buying a Home’ — this homebuyer guide is designed to simply and effectively share what is going on in the market and what you need to know about buying real estate.  Yes, the Martini Buyer Guide is free however the information is priceless.  To access go to: www.MartiniBuyerGuide.com To stay up-to-date on what is going on in the markets & to see what tips Kevin Martini has to share in real time, follow Kevin Martini on Instagram ( @KevinMartiniLive ) or simply search #KevinMartiniLive Kevin Martini | NMLS

If you are a Servicemember or Veteran and you have a current VA Home Loan then the VA Streamline Refinance also known as the Interest Rate Reduction Refinance Loan (IRRRL) may not just be a great way to save but an express option for you to save.  There are many ways one can refinance a VA Mortgage however in episode 75 of the Martini Mortgage Podcast with Raleigh mortgage lender Kevin Martini the no appraisal required with limited documentation & speedy VA Streamline Refinance is discussed in detail. For additional resources on this common sense and express refinance option for Servicemembers and Veterans with a current VA Home Loan check out the article written by Raleigh mortgage lender Kevin Martini called: VA Streamline Refinance a.k.a. Interest Rate Reduction Refinance Loan (IRRRL) For more information on securing a VA Home Loan for the purchase of a home, be sure to check out: VA Home Loans Made Simple which is episode 72 of the Martini Mortgage Podcast.  Kevin Martini | NMLS ID 143962 | Senior M

There are 4 reason that one should consider to buy a home in the fall of 2019 and Kevin Martini highlights these 4 important reason in the 74th episode of the Martini Mortgage Podcast.  Kevin Martini is not just the host of the Martini Mortgage Podcast…he is the Branch Manager and Senior Mortgage Strategist with the Martini Mortgage Group at Benchmark Mortgage which is located in Raleigh, North Carolina however serving families all over the great state of North Carolina. Every Season Kevin Martini publishes a homebuyer guide that simply and effectively communicates the current housing opportunity…the Fall 2019 edition was recently released and was the subject of the 73rd episode of the Martini Mortgage Podcast.  In this homebuyer guide that is called the Martini Buyer Guide & that is available for free by going to www.MartiniBuyerGuide.com the marque article is titled ‘4 Reasons to Buy a Home This Fall’ — this article and this episode shares the 4 reasons. ENJOY :) Kevin Martini | NMLS ID 143962 | Senior

Raleigh Mortgage Lender Kevin Martini and Logan Martini release their Fall 2019 Homebuyer Guide called Martini Buyer Guide and episode 073 of the Martini Mortgage Podcast highlights some of the ket articles in this FREE 20+ page homebuyer guide called the Martini Buyer Guide ( www.MartiniBuyerGuide.com ). Kevin Martini and Logan Martini every season publish a homebuyer guide that simply and effectively communicates the current market opportunity…the Fall 2019 edition is available right now but what is the Martini Buyer Guide? Simple put, the Martini Buyer Guide is published 4 times a year and myself, Kevin Martini, and Logan Martini co-author it in order to  simply and effectively communicate the current market opportunity.  The Fall 2019 edition is over 20 pages and it is divided into 3 sections… Section number one highlights what is happening in the housing market…section two goes over what you need to know before you buy a home and the third section covers what you can expect when buying a home.  The homeb

What is a VA Home loan?  Who is eligible to secure a VA Home Loan for a purchase or refinance?  What are the 4 Kevin Martini things you need to know about a VA Home Loans?  What are the 9 benefits of a VA Home Loan? Episode 72 of the Martini Mortgage Podcast with Raleigh mortgage lender & Mortgage Strategist Kevin Martini was curated to share everything you need to know about a VA home loan.   It is called, VA Home Loans Made Simple. Kevin Martini | NMLS ID 143962 | Senior Mortgage Strategist & Branch Manager | Martini Mortgage Group at Benchmark Mortgage | Ark-La-Tex Financial Services, LLC NMLS ID 2143 | 223 S West Street, Suite 900 Raleigh, NC 27603 | (919) 238-4934 | www.KevinMartini.com | Kevin@KevinMartini.com | Equal Housing Opportunity 

Raleigh mortgage lender Kevin Martini talks about when buying a home a homebuyer should not be concerned about the price because it’s all about the cost of the home NOT the price.  What is important to a homebuyer is very different from what is important to one that is selling a house.  When you are a seller of a house you need to most concerned with the price or the short term price pressures, in other words where are home values headed over the short-term HOWEVER if you are a homebuyer of a home, you should NOT be concerned about the price.  Homebuyers  MUST NOT BE concerned about the price but instead of the long-term cost of the home. Episode 71 of the Martini Mortgage Podcast is called: ‘it’s about the cost…’ and is hosted by Raleigh mortgage lender Kevin Martini.  Kevin Martini is the Branch Manager and Senior Mortgage Strategist with the Martini Mortgage Group at Benchmark Mortgage which is headquartered in Raleigh, NC however helps families all over the great state of North Carolina. Kevin Martini | N

It is hard to believe that Fall is knocking on the door and Summer is almost done…this is a Mash-Up of the 3 most popular episodes of the Martini Mortgage Podcast in the Summer of 2019 based on downloads.  Episode 70 will contains a snippets from: Episode 24 | The Cost of NOT paying Private Mortgage Insurance (a.k.a. PMI) … Episode 36 | 7 Reasons that Owning is Financially BETTER than Renting … Episode 46 | Five Financial Reasons to Buy a Home The Martini Mortgage Podcast is curated by Kevin Martini with the mission to simply and effectively communicate the current market opportunity for someone that is thinking of buying a home and getting a mortgage. Kevin Martini is the Branch Manager and Senior Mortgage Strategist of the Martini Mortgage Group at Benchmark Mortgage.  Fresh content is released every Tuesday and available on all streaming services or by the website: www.MartiniMortgagePodcast.com Kevin Martini | NMLS ID 143962 | Senior Mortgage Strategist & Branch Manager | Martini Mortgage Group at Ben

Is real estate the best investment for today and in the future for you and your family? Raleigh mortgage lender Kevin Martini shares the data from leading sources to go beyond the headlines with facts to help. In addition, Episode 69 of the Martini Mortgage Podcast will provide data on consumer attitudes, intentions and perception of the housing market.    'I do not know owning real estate is right for every family but for my  family it has been and continues to be the single best investment'.  ~ Kevin Martini   Kevin Martini | NMLS ID 143962 | Senior Mortgage Strategist & Branch Manager | Martini Mortgage Group at Benchmark Mortgage | Ark-La-Tex Financial Services, LLC NMLS ID 2143 | 223 S West Street, Suite 900 Raleigh, NC 27603 | (919) 238-4934 | www.KevinMartini.com | Kevin@KevinMartini.com | Equal Housing Opportunity 

In the simplest form, a refinance is a replacement of your current home loan with a new home loan or mortgage that offers better terms or maybe less risk. Because there has been a major move in mortgage rates in Raleigh and all over the U.S. at the time of this recording, there is a ton of noise about refinancing right now.  Just because there is noise, it does not mean refinancing your current home loan makes sense — or does it? A mortgage should be tailored to your short and long term needs and should be originated and managed by a mortgage strategist because there is not a one size fits all solution for a home loan.  There are advantages and there are disadvantages to refinancing.  Kevin Martini, a Raleigh mortgage lender, will share all you need to know about refinancing you home loan in episode 068 of the Martini Mortgage Podcast. Kevin Martini | NMLS ID 143962 | Senior Mortgage Strategist & Branch Manager | Martini Mortgage Group at Benchmark Mortgage | Ark-La-Tex Financial Services, LLC NMLS ID 214

If you are thinking of buying (maybe for the first time or as a repeat buyer) or are thinking of selling then you need to know and have the top 4 Kevin Martini things you need to know about the housing market of today. In this episode of the Martini Mortgage Podcast, Kevin Martini will share his top 4 list and they are: #1 home prices…#2 interest rate…#3 affordability plus availability & #4 recession. Again if buying a home as a repeat buyer or as a first time homebuyer the steps are ALWAYS the same — step number one is to get approved first not just qualified. Regardless of the market, there is never a substitute for having clarity of your options and having the ability to make a ‘same-as-cash’ offer for your loan. Then, step number 2…go find your home. If you want trusted advice and a custom home loan solution…if you want a great rate with an on-time real estate closing while having a world-class experience, you need to call Kevin Martini with the Martini Mortgage Group. Kevin Martini | NMLS ID 143962 |

Just because something is right it does not mean that it is right for you!  This episode of the Martini Mortgage Podcast was curated to help determine if renting is right for you…yes, there is a time to rent however that time is not now.  Again, just because something is right it does not mean it is right for you. BONUS CONTENT: There are 5 reasons why Kevin Martini does not like renting and they are shared these in episode 66 of this Mortgage Podcast. Kevin Martini is not just the host of the Martini Mortgage Podcast he is the Branch Manger and Senior Mortgage Strategist with the Martini Mortgage Group at Benchmark Mortgage which is located in Raleigh, North Carolina and serves all families all over North Carolina. Kevin Martini | NMLS ID 143962 | Senior Mortgage Strategist & Branch Manager | Martini Mortgage Group at Benchmark Mortgage | Ark-La-Tex Financial Services, LLC NMLS ID 2143 | 223 S West Street, Suite 900 Raleigh, NC 27603 | (919) 238-4934 | www.KevinMartini.com | Kevin@KevinMartini.com | Equa

Today we live in a digital world that we can get anything at anytime we want however that is not the case in a hot real estate market.  In real estate the 3 most important words are location, location, location.  When securing a mortgage the 3 most important words are local, local, local.  Right now real estate is hot and there are no signs that it will be cooling anytime soon.  This hot real estate market is very competitive and Kevin Martini with the Martini Mortgage Group shares his secret strategies on how to get your offer accepted in a host real estate market in episode 065 of the Martini Mortgage Podcast. Kevin Martini is not just the host of the Martini Mortgage Podcast.  Kevin Martini is the Senior Mortgage Strategist and Branch Manager of the Martini Mortgage Group at Benchmark Mortgage which has its headquarters in Raleigh, North Carolina and serves families all over the great state of North Carolina, Kentucky and Virginia.  Kevin Martini | NMLS ID 143962 | Senior Mortgage Strategist & Branch M

A closed door meeting will start on July 30th and it will end on July 31st with a press conference led by the Fed Chairman, Jerome Powell.  The implications to consumers on the aggregate may be monumental however the impact to mortgage rates may be insignificant.  There is no question the Fed is going to make a move…the question is when.  If they move, the cost to borrow money will be less, should you wait for the lower rates? Kevin Martini is the Senior Mortgage Strategist and Branch Manager of the Martini Mortgage Group at Benchmark Mortgage. In addition, Kevin Martini is the host of the Martini Mortgage Podcast and episode 64 is called: “Waiting For The Lower Rates” Kevin Martini | NMLS ID 143962 | Senior Mortgage Strategist & Branch Manager | Martini Mortgage Group at Benchmark Mortgage | Ark-La-Tex Financial Services, LLC NMLS ID 2143 | 223 S West Street, Suite 900 Raleigh, NC 27603 | (919) 238-4934 | www.KevinMartini.com | Kevin@KevinMartini.com | Equal Housing Opportunity