Optimal Finance Daily - Archive 1 - Episodes 1-300 Only

Mr. Money Mustache shares the easy answer to: how much do I need for retirement? This is Part 1 of 2. Episode 483: The 4% Rule: The Easy Answer to How Much Do I Need for Retirement - Part 1 by Mr. Money Mustache (How to Retire Early). Mr. Money Mustache is a thirty-something retiree who now writes about how we can all live a frugal, yet awesome, life of leisure. He and his wife studied engineering and computer science in Canada, then worked in standard tech-industry cubicle jobs in various locations throughout the late ’90s and early 2000s. Then they retired from real work way back in 2005 in order to start a family. This was achieved not through luck or amazing skill, but simply by living a lifestyle about 50% less expensive than most of their peers and investing the surplus in very boring conservative Vanguard index funds and a rental house or two. The original post is located here: http://www.mrmoneymustache.com/2012/05/29/how-much-do-i-need-for-retirement Visit Me Online at OLDPodcast.com Learn more about

Kalen Bruce of Money Mini Blog answers the question: should 18-year-olds get life insurance? Episode 482: Should 18-Year-Olds Get Life Insurance by Kalen Bruce - Money Mini Blog (Hack Your Finances). Kalen Bruce is the founder of MoneyMiniBlog. His story is simple… he and his wife were $24,000 in debt and became a student of finances to get out. They are now debt-free and building wealth. Kalen shares everything he has learned on his blog, writing informative, entertaining, mini blogs to help you with your finances. Finances can be intimidating, so he keeps his posts short, sweet, and simple. The original post is located here: http://moneyminiblog.com/insurance/18-year-old-life-insurance Visit Me Online at OLDPodcast.com Learn more about your ad choices. Visit megaphone.fm/adchoices

Cait Flanders shares why she finally hopped on the rewards credit card train. Episode 481: I'm Finally on the Rewards Credit Card Train by Cait Flanders (Debt & Travelling). Cait Flanders started her site to document her debt repayment journey. After paying it off, she adopted a minimalist lifestyle, tossed 75% of her stuff, and is currently doing a two-year shopping ban. She shares stories and lessons learned every week. The original post is located here: https://caitflanders.com/2014/11/12/im-finally-on-the-rewards-credit-card-train Please Rate & Review the Show! Visit Me Online at OLDPodcast.com & in The O.L.D. Podcasts Facebook Group! and Join the Ol' Family to get your Free Gifts Learn more about your ad choices. Visit megaphone.fm/adchoices

Sam of Financial Samurai shares how to invest in speculative investments like Bitcoin. This is Part 2 of 2. Episode 480: How to Invest in Speculative Investments Like Bitcoin Without Losing Your Shirt - Part 2 by Sam of Financial Samurai. Sam Dogen's net worth took a beating in 2009 as the world was falling apart. He thought it would be a good idea to start a personal finance site to help himself and others make sense of chaos. After all, he had spent 10 years working in the finance industry, got his MBA from Cal, invested and saved aggressively, and still got financially rocked! Since then, more than 20 million visitors have stopped by FinancialSamurai.com. The original post is located here: https://www.financialsamurai.com/how-to-invest-in-speculative-investments-like-bitcoin-without-huge-losses Visit Me Online at OLDPodcast.com Learn more about your ad choices. Visit megaphone.fm/adchoices

Sam of Financial Samurai shares how to invest in speculative investments like Bitcoin. This is Part 1 of 2. Episode 479: How to Invest in Speculative Investments Like Bitcoin Without Losing Your Shirt - Part 1 by Sam of Financial Samurai. Sam Dogen's net worth took a beating in 2009 as the world was falling apart. He thought it would be a good idea to start a personal finance site to help himself and others make sense of chaos. After all, he had spent 10 years working in the finance industry, got his MBA from Cal, invested and saved aggressively, and still got financially rocked! Since then, more than 20 million visitors have stopped by FinancialSamurai.com. The original post is located here: https://www.financialsamurai.com/how-to-invest-in-speculative-investments-like-bitcoin-without-huge-losses Visit Me Online at OLDPodcast.com Learn more about your ad choices. Visit megaphone.fm/adchoices

Michelle Schroeder-Gardner of Making Sense of Cents busts some early retirement myths. Episode 478: Early Retirement Myths Busted by Michelle Schroeder-Gardner of Making Sense of Cents (Financial Independence). Michelle Schroeder-Gardner created Making Sense of Cents in order to help improve her own finances. With diligence, she was able to pay off $38,000 in student debt in 7 months, kept track of progress, and helped readers along the way. She's currently touring North America and living out of an RV. You can learn more about her and see her monthly income reports at MakingSenseOfCents.com. The original post is located here: https://www.makingsenseofcents.com/2016/01/early-retirement-myths-busted.html Visit Me Online at OLDPodcast.com Learn more about your ad choices. Visit megaphone.fm/adchoices

Does spending money on time buy you happiness? Kristin Wong shares the latest research. Episode 477: Money Buys Happiness When You Spend It on Time by Kristin Wong (Outsourcing Your Household Chores & Business Tasks). Kristin Wong is a freelance writer and journalist who writes for Lifehacker, Mentalfloss, and New York Magazine. She frequently covers travel, personal finance, and human behavior. Kristin launched her own blog, www.thewildwong.com, to write about life as a work-from-anywhere freelancer. She aims to help other creative entrepreneurs navigate the tricky world of freelancing, from managing money to traveling the world to staying productive and getting stuff done. Kristin is a self-professed money geek and is slated to publish a book about personal finance in March of 2018. The original post is located here: https://www.thewildwong.com/money-buys-happiness-when-you-spend-it-on-time Please Rate & Review the Show! Visit Me Online at OLDPodcast.com & in The O.L.D. Podcasts Facebook Group! and Join the

Annie Raser-Rowland with Becoming Minimalist shares an introduction to frugal-hedonism. Episode 476: An Introduction to Frugal Hedonism by Annie Raser-Rowland & Becoming Minimalist (Money & Saving). Joshua Becker and his family decided to live with fewer possessions after a conversation with his neighbor in 2008. As a result, they found a better way to live, centered on more important pursuits. Their story has been seen on the CBS Evening News, NPR, the Boston Globe, the Wall Street Journal and countless media interviews around the world. Their books have sold in the tens of thousands. BecomingMinimalist.com is about their journey towards a rational approach to minimalism. It is about the joys and the struggles. It is about the lessons they have learned. It has inspired millions around the world. It is written to inspire you to intentionally live with less, and find more life because of it. The original post is located here: https://www.becomingminimalist.com/frugal-hedonism Please Rate & Review the Show! Vis

Chris Reining shares 3 ways to hack your financial happiness. Episode 475: 3 Ways to Hack Your Financial Happiness by Chris Reining (Residual Income & Investing Success). Chris Reining is a thirty-something guy who provides resources to help manage your money and career to become financially free. His own path to financial freedom has had ups and downs, which is what he writes about on his site. He's been featured in the New York Times, on the Today Show, CNN, CBS, Business Insider, LifeHacker, and more. The original post is located here: https://chrisreining.com/3-ways-to-hack-your-financial-happiness Visit Me Online at OLDPodcast.com Learn more about your ad choices. Visit megaphone.fm/adchoices

Hank Coleman with PT Money shares who holds your bad credit against you and what to do about it. Episode 474: The Five People Who Hold Your Bad Credit Against You by Hank Coleman with PT Money (Financial Independence). PTMoney.com is about helping you make extra money, save more money, and spend your money wisely--all in an effort to help you fix your finances so you can build the life you want. It was started by Philip Taylor, a CPA, entrepreneur, and blogger who started the site in 2007. He also created FinCon, the popular conference for financial nerds. The original post is located here: https://ptmoney.com/who-can-access-your-credit-score Visit Me Online at OLDPodcast.com Learn more about your ad choices. Visit megaphone.fm/adchoices

Ramit Sethi of I Will Teach You To Be Rich shares how to invest like a couch potato. Episode 473: How to Invest Like a Couch Potato by Ramit Sethi of I Will Teach You to be Rich (Lazy Investing). Ramit wants to use money to say YES. He knew there was a better way to live a rich life—if we could use psychology to focus on what actually works. Not just for personal finance, but all aspects of life: money, careers, relationships, business, fitness, and more. Since then, he's been testing and sharing his findings with the world via I Will Teach You To Be Rich. He's also written a New York Times bestselling book, been profiled in a 6-page Fortune article, and been pictured next to Warren Buffett in Forbes Magazine, as well as been featured by a long list of media, including the Wall Street Journal, ABC News, NPR, Fox Business, PBS, CNBC, and more. He also has tons of documented success stories—more than 20,000. The original post is located here: https://www.iwillteachyoutoberich.com/blog/couch-potato-investing Ple

J. Money of Budgets Are Sexy shares what to do with your extra money. Episode 472: What Do You Do With Your Extra Money by J. Money of Budgets Are Sexy (Investing Success). J. Money is a 6’1, hyperactive, rock a ‘hawk who loves drinking beer, blaring hip-hop, talking about money, and now playing with his two adorable baby boys. He tracked his expenses for 3 months, made a budget, read some books, and stumbled into personal finance blogging and idea sharing, randomly turning BudgetsAreSexy.com into his full time “real job” a few short years later--14 million views later! The original post is located here: http://www.budgetsaresexy.com/what-to-do-extra-money Please Rate & Review the Show! Visit Me Online at OLDPodcast.com & in The O.L.D. Podcasts Facebook Group! and Join the Ol' Family to get your Free Gifts Learn more about your ad choices. Visit megaphone.fm/adchoices

Leo Babauta of Zen Habits shares his guide to escaping materialism and finding happiness. Episode 471: A Guide to Escaping Materialism and Finding Happiness by Leo Babauta of Zen Habits (Financial Minimalism). Leo Babauta created Zen Habits, which is about finding simplicity and mindfulness in the daily chaos of our lives. It’s about clearing the clutter so we can focus on what’s important, create something amazing, find happiness. The original post is located here: https://zenhabits.net/a-guide-to-escaping-materialism-and-finding-happiness Please Rate & Review the Show! Visit Me Online at OLDPodcast.com & in The O.L.D. Podcasts Facebook Group! and Join the Ol' Family to get your Free Gifts Learn more about your ad choices. Visit megaphone.fm/adchoices

Mr. Money Mustache shares takeaways from the book "Predictably Irrational" by Dan Ariely. This is Part 2 of 2. Episode 470: Predictably Irrational - Part 2 by Mr. Money Mustache (Investing Success & Portfolio Investing). Mr. Money Mustache is a thirty-something retiree who now writes about how we can all live a frugal, yet awesome, life of leisure. He and his wife studied engineering and computer science in Canada, then worked in standard tech-industry cubicle jobs in various locations throughout the late ’90s and early 2000s. Then they retired from real work way back in 2005 in order to start a family. This was achieved not through luck or amazing skill, but simply by living a lifestyle about 50% less expensive than most of their peers and investing the surplus in very boring conservative Vanguard index funds and a rental house or two. The original post is located here: http://www.mrmoneymustache.com/2013/11/21/predictably-irrational Please Rate & Review the Show! Visit Me Online at OLDPodcast.com & in The O

Mr. Money Mustache shares takeaways from the book "Predictably Irrational" by Dan Ariely. Episode 469: Predictably Irrational - Part 1 by Mr. Money Mustache (Economics & Financial Independence Early Retirement). Mr. Money Mustache is a thirty-something retiree who now writes about how we can all live a frugal, yet awesome, life of leisure. He and his wife studied engineering and computer science in Canada, then worked in standard tech-industry cubicle jobs in various locations throughout the late ’90s and early 2000s. Then they retired from real work way back in 2005 in order to start a family. This was achieved not through luck or amazing skill, but simply by living a lifestyle about 50% less expensive than most of their peers and investing the surplus in very boring conservative Vanguard index funds and a rental house or two. The original post is located here: http://www.mrmoneymustache.com/2013/11/21/predictably-irrational Visit Me Online at OLDPodcast.com Learn more about your ad choices. Visit megaphone.

Kalen Bruce of Money Mini Blog shares what to do to stop allowing fear control your finances. Episode 468: Are You Letting Fear Control Your Finances by Kalen Bruce of Money Mini Blog (Investing Fear). Kalen Bruce is the founder of MoneyMiniBlog. His story is simple… he and his wife were $24,000 in debt and became a student of finances to get out. They are now debt-free and building wealth. Kalen shares everything he has learned on his blog, writing informative, entertaining, mini blogs to help you with your finances. Finances can be intimidating, so he keeps his posts short, sweet, and simple. The original post is located here: http://moneyminiblog.com/save-money/letting-fear-control-finances Please Rate & Review the Show! Visit Me Online at OLDPodcast.com & in The O.L.D. Podcasts Facebook Group! and Join the Ol' Family to get your Free Gifts Learn more about your ad choices. Visit megaphone.fm/adchoices

Paula Pant of Afford Anything shares her take on the debate of repaying debt vs. investing. Episode 467: Should I Repay Debt or Invest? - 7 Critical Things to Consider by Paula Pant of Afford Anything (Pay off House Early). Paula Pant is the founder of the award-winning website AffordAnything.com and a writer and speaker specializing in money, business, and real estate investing. She is a real estate investor, as the owner of seven rental property units in metropolitan Atlanta. She holds a real estate license in Georgia. She's also the host of the Afford Anything podcast. The original post is located here: http://affordanything.com/2011/12/07/repay-debt-or-invest Please Rate & Review the Show! Visit Me Online at OLDPodcast.com & in The O.L.D. Podcasts Facebook Group! and Join the Ol' Family to get your Free Gifts Learn more about your ad choices. Visit megaphone.fm/adchoices

Guest author Mrs. Picky Pincher with Cait Flanders shares her story of grief and financial discipline. Episode 466: Good Grief and Financial Discipline by Mrs. Picky Pincher & Cait Flanders (Bad Credit & Financial Habits). Cait Flanders started her site to document her debt repayment journey. After paying it off, she adopted a minimalist lifestyle, tossed 75% of her stuff, and is currently doing a two-year shopping ban. She shares stories and lessons learned every week. The original post is located here: https://caitflanders.com/2017/08/15/good-grief-and-financial-discipline Please Rate & Review the Show! Visit Me Online at OLDPodcast.com & in The O.L.D. Podcasts Facebook Group! and Join the Ol' Family to get your Free Gifts Learn more about your ad choices. Visit megaphone.fm/adchoices

Jon Dulin guest posts on Making Sense of Cents with a guide for investing success. This is Part 2 of 2. Episode 465: The Smart Woman's Guide to Investing Success - 2 by Jon Dulin & Making Sense of Cents (FIRE). Michelle Schroeder-Gardner created Making Sense of Cents in order to help improve her own finances. With diligence, she was able to pay off $38,000 in student debt in 7 months, kept track of progress, and helped readers along the way. She's currently touring North America and living out of an RV. You can learn more about her and see her monthly income reports at MakingSenseOfCents.com. The original post is located here: https://www.makingsenseofcents.com/2015/01/the-smart-womans-guide-to-investing-success.html Please Rate & Review the Show! Visit Me Online at OLDPodcast.com & in The O.L.D. Podcasts Facebook Group! and Join the Ol' Family to get your Free Gifts Learn more about your ad choices. Visit megaphone.fm/adchoices

Jon Dulin guest posts on Making Sense of Cents with a guide for investing success. This is Part 1 of 2. Episode 464: The Smart Woman's Guide to Investing Success - Part 1 by Jon Dulin with Making Sense of Cents (Early Retirement). Michelle Schroeder-Gardner created Making Sense of Cents in order to help improve her own finances. With diligence, she was able to pay off $38,000 in student debt in 7 months, kept track of progress, and helped readers along the way. She's currently touring North America and living out of an RV. You can learn more about her and see her monthly income reports at MakingSenseOfCents.com. The original post is located here: https://www.makingsenseofcents.com/2015/01/the-smart-womans-guide-to-investing-success.html Please Rate & Review the Show! Visit Me Online at OLDPodcast.com & in The O.L.D. Podcasts Facebook Group! and Join the Ol' Family to get your Free Gifts Learn more about your ad choices. Visit megaphone.fm/adchoices