Optimal Finance Daily - Archive 1 - Episodes 1-300 Only

Philip Taylor of PT Money shares what happened when he and his family stopped spending money for a whole week. Episode 503: What Happened When We Stopped Spending Money for a Whole Week by Philip Taylor of PT Money (Spending Challenge). PTMoney.com is about helping you make extra money, save more money, and spend your money wisely--all in an effort to help you fix your finances so you can build the life you want. It was started by Philip Taylor, a CPA, entrepreneur, and blogger who started the site in 2007. He also created FinCon, the popular conference for financial nerds. The original post is located here: https://ptmoney.com/a-money-experiment-a-week-without-spending Visit Me Online at OLDPodcast.com Learn more about your ad choices. Visit megaphone.fm/adchoices

The Mad Fientist shares what he calls the hierarchy of financial needs. This is Part 2 of 2. Episode 502: Hierarchy of Financial Needs (and the Meaning of Life) - Part 2 by The Mad Fientist (Like Maslow's Hierarchy of Needs). The Mad Fientist analyzes the tax code and looks at personal finance through the lens of early financial independence to develop strategies and tactics to help you retire even earlier. Most personal finance advice is geared towards people retiring in their 60s or later and doesn’t apply to those of us pursuing early financial independence. The Mad Fientist is focused on providing advice and innovative tax-avoidance methods specifically for people wanting to break away from full-time employment very early in life. He also hosts the Financial Independence Podcast. The original post is located here: https://www.madfientist.com/hierarchy-of-financial-needs Visit Me Online at OLDPodcast.com Learn more about your ad choices. Visit megaphone.fm/adchoices

The Mad Fientist shares what he calls the hierarchy of financial needs. This is Part 1 of 2. Episode 501: Hierarchy of Financial Needs (and the Meaning of Life) - Part 1 by The Mad Fientist (Save Thousands & FIRE). The Mad Fientist analyzes the tax code and looks at personal finance through the lens of early financial independence to develop strategies and tactics to help you retire even earlier. Most personal finance advice is geared towards people retiring in their 60s or later and doesn’t apply to those of us pursuing early financial independence. The Mad Fientist is focused on providing advice and innovative tax-avoidance methods specifically for people wanting to break away from full-time employment very early in life. He also hosts the Financial Independence Podcast. The original post is located here: https://www.madfientist.com/hierarchy-of-financial-needs Visit Me Online at OLDPodcast.com Learn more about your ad choices. Visit megaphone.fm/adchoices

Elissa Bass with Get Rich Slowly shares the high cost of working sick. Episode 500: The High Cost of Working Sick by Elissa Bass with Get Rich Slowly (Frugality & Energy Jobs). J.D. Roth has been reading and writing about personal finance for a decade. Today he’s financially independent, but ten years ago, his money life was a disaster, with over $35,000 in consumer debt. He started turning everything around in 2004. By being the boss of your own life, you, too, can be the master of your own financial fate. The original post is located here: http://www.getrichslowly.org/2016/09/26/the-high-cost-of-working-sick Visit Me Online at OLDPodcast.com Learn more about your ad choices. Visit megaphone.fm/adchoices

Todd R. Tresidder with Budgets Are Sexy shares how he lost a fortune getting out of debt. Episode 499: How I Lost a Fortune Getting Out of Debt by Todd R. Tresidder with Budgets Are Sexy (Real Estate Investing). J. Money is a 6’1, hyperactive, rock a ‘hawk who loves drinking beer, blaring hip-hop, talking about money, and now playing with his two adorable baby boys. He tracked his expenses for 3 months, made a budget, read some books, and stumbled into personal finance blogging and idea sharing, randomly turning BudgetsAreSexy.com into his full time “real job” a few short years later--14 million views later! The original post is located here: http://www.budgetsaresexy.com/how-i-lost-a-fortune-getting-out-of-debt Visit Me Online at OLDPodcast.com Learn more about your ad choices. Visit megaphone.fm/adchoices

Marie Hickman with Money Mini Blog shares cheap ways to keep your new year's resolutions. Episode 498: The Top 9 New Year's Resolutions and Cheap Ways to Keep Them by Marie Hickman with Money Mini Blog (Frugality). Kalen Bruce is the founder of MoneyMiniBlog. His story is simple… he and his wife were $24,000 in debt and became a student of finances to get out. They are now debt-free and building wealth. Kalen shares everything he has learned on his blog, writing informative, entertaining, mini blogs to help you with your finances. Finances can be intimidating, so he keeps his posts short, sweet, and simple. The original post is located here: http://moneyminiblog.com/creating-habits/top-9-new-years-resolutions Visit Me Online at OLDPodcast.com Learn more about your ad choices. Visit megaphone.fm/adchoices

Mr. Money Mustache shares his opinion about Bitcoin. This is Part 2 of 2. Episode 497: Why Bitcoin is Stupid - 2 by Mr. Money Mustache (Cryptocurreny & Financial Advice). Mr. Money Mustache is a thirty-something retiree who now writes about how we can all live a frugal, yet awesome, life of leisure. He and his wife studied engineering and computer science in Canada, then worked in standard tech-industry cubicle jobs in various locations throughout the late ’90s and early 2000s. Then they retired from real work way back in 2005 in order to start a family. This was achieved not through luck or amazing skill, but simply by living a lifestyle about 50% less expensive than most of their peers and investing the surplus in very boring conservative Vanguard index funds and a rental house or two. The original post is located here: https://www.mrmoneymustache.com/2018/01/02/why-bitcoin-is-stupid Visit Me Online at OLDPodcast.com Learn more about your ad choices. Visit megaphone.fm/adchoices

Mr. Money Mustache shares his opinion about Bitcoin. This is Part 1 of 2. Episode 496: Why Bitcoin is Stupid - Part 1 by Mr. Money Mustache (Bitcoin Crypto & Financial Independence). Mr. Money Mustache is a thirty-something retiree who now writes about how we can all live a frugal, yet awesome, life of leisure. He and his wife studied engineering and computer science in Canada, then worked in standard tech-industry cubicle jobs in various locations throughout the late ’90s and early 2000s. Then they retired from real work way back in 2005 in order to start a family. This was achieved not through luck or amazing skill, but simply by living a lifestyle about 50% less expensive than most of their peers and investing the surplus in very boring conservative Vanguard index funds and a rental house or two. The original post is located here: https://www.mrmoneymustache.com/2018/01/02/why-bitcoin-is-stupid Please Rate & Review the Show! Visit Me Online at OLDPodcast.com & in The O.L.D. Podcasts Facebook Group! and Joi

Sam of Financial Samurai shares the three levels of financial independence. This is Part 2 of 2. Episode 495: The Three Levels of Financial Independence: Because Money is Only Part of the Equation - Pt 2 by Sam - Financial Samurai. Sam Dogen's net worth took a beating in 2009 as the world was falling apart. He thought it would be a good idea to start a personal finance site to help himself and others make sense of chaos. After all, he had spent 10 years working in the finance industry, got his MBA from Cal, invested and saved aggressively, and still got financially rocked! Since then, more than 20 million visitors have stopped by FinancialSamurai.com. The original post is located here: https://www.financialsamurai.com/three-levels-of-financial-independence Visit Me Online at OLDPodcast.com Learn more about your ad choices. Visit megaphone.fm/adchoices

Sam of Financial Samurai shares the three levels of financial independence. This is Part 1 of 2. Episode 494: The Three Levels of Financial Independence: Because Money is Only Part of the Equation - Pt 1 by Sam - Financial Samurai. Sam Dogen's net worth took a beating in 2009 as the world was falling apart. He thought it would be a good idea to start a personal finance site to help himself and others make sense of chaos. After all, he had spent 10 years working in the finance industry, got his MBA from Cal, invested and saved aggressively, and still got financially rocked! Since then, more than 20 million visitors have stopped by FinancialSamurai.com. The original post is located here: https://www.financialsamurai.com/three-levels-of-financial-independence Visit Me Online at OLDPodcast.com Learn more about your ad choices. Visit megaphone.fm/adchoices

Michelle Schroeder-Gardner of Making Sense of Cents asks why talking about money is taboo. Episode 493: Why Is Talking About Money More Taboo Than Sex by Michelle Schroeder-Gardner of Making Sense of Cents (Learning). Michelle Schroeder-Gardner created Making Sense of Cents in order to help improve her own finances. With diligence, she was able to pay off $38,000 in student debt in 7 months, kept track of progress, and helped readers along the way. She's currently touring North America and living out of an RV. You can learn more about her and see her monthly income reports at MakingSenseOfCents.com. The original post is located here: https://www.makingsenseofcents.com/2017/06/talking-about-money.html Please Rate & Review the Show! Visit Me Online at OLDPodcast.com & in The O.L.D. Podcasts Facebook Group! and Join the Ol' Family to get your Free Gifts Learn more about your ad choices. Visit megaphone.fm/adchoices

Kristin Wong shares how she has dealt with money regret. Episode 492: How to Deal with Money Regret by Kristin Wong of The Wild Wong (Money Challenges & Credit Score). Kristin Wong is a freelance writer and journalist who writes for Lifehacker, Mentalfloss, and New York Magazine. She frequently covers travel, personal finance, and human behavior. Kristin launched her own blog, www.thewildwong.com, to write about life as a work-from-anywhere freelancer. She aims to help other creative entrepreneurs navigate the tricky world of freelancing, from managing money to traveling the world to staying productive and getting stuff done. Kristin is a self-professed money geek and is slated to publish a book about personal finance in March of 2018. The original post is located here: https://www.thewildwong.com/how-to-deal-with-money-regret Visit Me Online at OLDPodcast.com Learn more about your ad choices. Visit megaphone.fm/adchoices

Cait Flanders shares her best financial tip. Can you guess what it is? Episode 491: Big Surprise! My Best Financial Tip Is.. by Cait Flanders (Extra Money & Frugal Living). Cait Flanders started her site to document her debt repayment journey. After paying it off, she adopted a minimalist lifestyle, tossed 75% of her stuff, and is currently doing a two-year shopping ban. She shares stories and lessons learned every week. The original post is located here: https://caitflanders.com/2012/11/15/big-surprise-my-best-financial-tip-is Visit Me Online at OLDPodcast.com Learn more about your ad choices. Visit megaphone.fm/adchoices

Chris Reining answers a reader's question about early retirement. Episode 490: Can We Retire in our 40s by Chris Reining (Financial Independence & How to Retire Early). Chris Reining is a thirty-something guy who provides resources to help manage your money and career to become financially free. His own path to financial freedom has had ups and downs, which is what he writes about on his site. He's been featured in the New York Times, on the Today Show, CNN, CBS, Business Insider, LifeHacker, and more. The original post is located here: https://chrisreining.com/can-we-retire-in-our-40s Visit Me Online at OLDPodcast.com Learn more about your ad choices. Visit megaphone.fm/adchoices

Colin Schipper with PT Money shares which debt you should pay down first. Episode 489: Which Debt Do You Pay Down First by Colin Schipper with PT Money (The Debt Avalanche Method - To Become Debt Free). PTMoney.com is about helping you make extra money, save more money, and spend your money wisely--all in an effort to help you fix your finances so you can build the life you want. It was started by Philip Taylor, a CPA, entrepreneur, and blogger who started the site in 2007. He also created FinCon, the popular conference for financial nerds. The original post is located here: https://ptmoney.com/which-debt-to-pay-down-first Visit Me Online at OLDPodcast.com Learn more about your ad choices. Visit megaphone.fm/adchoices

Ramit Sethi of I Will Teach You To Be Rich shares what bull markets and bear markets mean. Episode 488: Bull vs. Bear Markets: What Do They Mean by Ramit Sethi of I Will Teach You to be Rich (Personal Finance for Beginners). Ramit wants to use money to say YES. He knew there was a better way to live a rich life—if we could use psychology to focus on what actually works. Not just for personal finance, but all aspects of life: money, careers, relationships, business, fitness, and more. Since then, he's been testing and sharing his findings with the world via I Will Teach You To Be Rich. He's also written a New York Times bestselling book, been profiled in a 6-page Fortune article, and been pictured next to Warren Buffett in Forbes Magazine, as well as been featured by a long list of media, including the Wall Street Journal, ABC News, NPR, Fox Business, PBS, CNBC, and more. He also has tons of documented success stories—more than 20,000. The original post is located here: https://www.iwillteachyoutoberich.com/bl

J.D. Roth of Get Rich Slowly shares how to calculate your net worth and what to do with it. Episode 487: How to Calculate Your Net Worth (And What To Do With It) by J.D. Roth of Get Rich Slowly (Tracking Your Money). J.D. Roth has been reading and writing about personal finance for a decade. Today he’s financially independent, but ten years ago, his money life was a disaster, with over $35,000 in consumer debt. He started turning everything around in 2004. By being the boss of your own life, you, too, can be the master of your own financial fate. The original post is located here: http://www.getrichslowly.org/2018/01/02/net-worth Visit Me Online at OLDPodcast.com Learn more about your ad choices. Visit megaphone.fm/adchoices

Joshua Becker shares different ways of measuring success. Episode 486: 20 New Ways to Measure Success by Joshua Becker of Becoming Minimalist (The Definition of Success Isn't Money). Joshua Becker and his family decided to live with fewer possessions after a conversation with his neighbor in 2008. As a result, they found a better way to live, centered on more important pursuits. Their story has been seen on the CBS Evening News, NPR, the Boston Globe, the Wall Street Journal and countless media interviews around the world. Their books have sold in the tens of thousands. BecomingMinimalist.com is about their journey towards a rational approach to minimalism. It is about the joys and the struggles. It is about the lessons they have learned. It has inspired millions around the world. It is written to inspire you to intentionally live with less, and find more life because of it. The original post is located here: https://www.becomingminimalist.com/20-new-ways-to-judge-others Visit Me Online at OLDPodcast.com Lear

J. Money of Budgets Are Sexy shares the millionaire next door strategy of being stealthy with your wealthy. Episode 485: How Are You Stealthy With Your Wealthy by J. Money of Budgets Are Sexy (Modest Millionaire). J. Money is a 6’1, hyperactive, rock a ‘hawk who loves drinking beer, blaring hip-hop, talking about money, and now playing with his two adorable baby boys. He tracked his expenses for 3 months, made a budget, read some books, and stumbled into personal finance blogging and idea sharing, randomly turning BudgetsAreSexy.com into his full time “real job” a few short years later--14 million views later! The original post is located here: http://www.budgetsaresexy.com/how-do-you-hide-your-wealth Visit Me Online at OLDPodcast.com Learn more about your ad choices. Visit megaphone.fm/adchoices

Mr. Money Mustache shares the easy answer to: how much do I need for retirement? This is Part 2 of 2. Episode 484: The 4% Rule: The Easy Answer to How Much Do I Need for Retirement - Part 2 by Mr. Money Mustache (FIRE). Mr. Money Mustache is a thirty-something retiree who now writes about how we can all live a frugal, yet awesome, life of leisure. He and his wife studied engineering and computer science in Canada, then worked in standard tech-industry cubicle jobs in various locations throughout the late ’90s and early 2000s. Then they retired from real work way back in 2005 in order to start a family. This was achieved not through luck or amazing skill, but simply by living a lifestyle about 50% less expensive than most of their peers and investing the surplus in very boring conservative Vanguard index funds and a rental house or two. The original post is located here: http://www.mrmoneymustache.com/2012/05/29/how-much-do-i-need-for-retirement Visit Me Online at OLDPodcast.com Learn more about your ad choice