Nc Real Estate Podcast

I’ve invited Josh Hayseldon from the Mortgage Advice Bureau onto the podcast to discuss traditional BTL mortgages and everything you need to know. Here are the questions we chat through: * Are mortgages easy to get right now? * How do you work out the stress test for how much you can borrow? * Why you can have lower rental income with longer term mortgage products? * Where are the best interest rates right now on lending products? * There’s a lot of talk about new players in the lending industry, has this changed the lending market? * What LTV would you recommend investors taking out? * What’s the maximum LTV investors can get? * What documents does a property investor need to have when they approach you for lending so that the process goes smoothly? * Can you see interest rates rising anytime soon? * What are the biggest pitfalls that investors need to think about when deciding to get a new BTL mortgage? * How easy is it to get a serviced accommodation mortgage and what does an investor need to be aware of?