Nc Real Estate Podcast

Residential and commercial property may both involve bricks and mortar — but they’re completely different businesses.In this episode, I’m breaking down exactly what separates residential and commercial investment: how they’re valued, financed, taxed and managed, and why switching from one to the other means changing the way you think about property altogether.If you’ve ever thought “I want to invest commercially, but I’m not sure what’s different,” this episode will make it crystal clear.The FundamentalsThe difference between letting to people versus businessesHow lease length, responsibilities and vacancy risk change between the twoHow Value is DeterminedComparable-based versus income-based valuationsHow yield directly drives commercial valueFunding & FinanceWhy residential lenders assess you, but commercial lenders assess the dealTypical LTVs, interest rates and how I approach financing strategyUK Property Transaction Taxes (2025 Update)SDLT in England & Northern IrelandLBTT in ScotlandLTT in WalesT